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Cash Management

Requirements

Legal Companies
  • Signed contract by the representative and annexes.
  • Copy of the legally appointed representative, their national ID card and voting registration certificate (legible).
  • Authorization Letter on behalf of the legal representative for the authorization signatures.
  • Copy of National ID , voting registration certificates for the users (legible) and any current utility bill.
  • Have an email address.

FOR ADQUISITION OF DIRECT DEPOSIT SERVICES FROM A DEBIT ACCOUNT we will need the following additional requirements:

  • Debit Authorization signed by the partner.
  • Copy of National ID card for the Account Holder (legible).
Societies Actually
  • Signed Contact by the legal representative and annexes.
  • Copy of the national ID cards for the legal representatives (legible).
  • Authorization Letter on behalf of the legal representative for the authorization signatures.
  • Copy of National ID, voting registration certificates for the users (legible) and any current utility bill.
  • Have an email address.

FOR ADQUISITION OF DIRECT DEPOSIT SERVICES FROM A DEBIT ACCOUNT we will need the following additional requirements:

  • Debit Authorization signed by the partner.
  • Copy of National ID card for the Account Holder (legible).
Business Owners
  • Signed Contract by the account holder and annexes.
  • Copy RUC in applicable cases.
  • Copy of National ID card and voting registration certificate of the account holders (legible).
  • Letter of Authorization on behalf of the account holder and the authorized signatures.
  • Copy of National ID card and voting registration certificate of the users (legible) and any current utility bill.
  • Have an email address.

FOR AQUISITION OF DIRECT DEPOSIT SERVICES FROM A DEBIT ACCOUNT we will need the following additional requirements:

  • Debit Authorization signed by the partner.
  • Copy of National ID card for the Account Holder (legible).

Agreement

Cash Management - Agreement
Fill out the JEP business online Affiliation Agreement form, print, sign, and present it to the customer service department at any of our JEP agencies, attached with the annexes in excel that correspond, for example if you have a: Legal Companies, Made Societies, or a Personal Business Owner.

Download Agreement

Services

Payroll

Through this service you can pay your employees in a more flexible manner, immediately, and securely, stay in compliance with the employers obligations, done by deducting directly from your business savings account and transferring it directly into the beneficiary’s account.

Payroll: From your savings account, you can make your transfers to other JEP Cooperative accounts.

Payroll to other institutions: Transfers that can be made through the SPI (Sistema de Pagos Interbancarios) system. Transfers made after 8:45 a.m. until 12:45 p.m., are made available in the account at 16:45 p.m. Transfers made from 12:46 p.m. until 16:45 p.m. are made available in the account the next day at 9:30 a.m.

Benefits:
Save on administrative costs like stationary, payroll distribution, and making out checks. Make payroll check out at a national level, without using a courier service. To ensure the security of your cash you can make all transactions online.

Business Group Management:

  • Distinct approval levels.
  • Database information storage.
  • Define various user profiles corresponding to their responsibilities.
  • Administration of Transactions (Approval, Elimination, Revoking).
  • Status of Transactions and their details.
  • Track the accounts until the payments are made.

 

Transfers

Internal Transfers:
From your saving account, you can make transfers to other accounts at the JEP Cooperative.

Transfers to Other Financial Institutions:
Transfers can be made through the SPI (Sistema de Pagos Interbancarios) System. The Transfers made after 8:45 a.m. until 12:45 p.m., are made available in the account at 16:45 p.m. The transfers made from 12:46 p.m. until 16:45 p.m. are made available in the account the next day at 9:30 a.m.

Payments to suppliers

This easy business administrative labor service, done by the delegation of the Cooperative, can manage the payments to suppliers, guaranteeing the compliance of obligations, the terms of payments, and advising your beneficiaries of their payments.

Payments to Suppliers:
This easy business administrative labor service, done by the delegation of the Cooperative, can manage the payments to suppliers, guaranteeing the compliance of obligations, the terms of payments, and advising your beneficiaries of their payments.

Benefits:

  • Reduce business and provider operative costs like: stationary, payroll distribution, and making out checks and vouchers.
  • To ensure the security of your cash you can make all transactions online.
  • Payments can be made anywhere in the country. Facilitate the distribution to provider accounts with more control.

 

The Provider Payment Service allows:
  • Business Group Management.
  • Distinct Approval Levels.
  • Database Information Storage.
  • Various user profiles corresponding to their responsibility.
  • Administration of Transactions (Approval, Elimination, Revoking).
  • Status of Transactions and their details.
  • Track the accounts until the payments are made.
Utility Bill Payments

Save Time! From the comfort of your business you can now pay your energy bill through Cash Management.

Debit Account Charging

It s the authorization that the partner can debit from their accounts, values which have been previously established with a contractor.

Collections

Through the Collections Service the user can make pension payments, tuition payments, etc.

Investments

Optimize your business investments, with the best combination of profitability, flexibility, and liquidity. Through Cash Management can check: interest rates, term, expiration date, and liquid value to keep up to date with your investments.

Certificates of Deposits.
We offer you superior profitability with your investments, easily made through the internet starting at $100 dollars.

Intelligent Savings
Utilize your resources with the best market rates available and open accounts starting at $5,000 dollars, with terms from 20 to 29 days.

Security

Identification and Authentication

To enter the Cooperativa JEP Ltda. Cash Management System, do the folowing:

  • A Enter JEP online at www.coopjep.fin.ec, before entering your user ID, verify that you are at this webpage: https://cash01.coopjep.fin.ec/jeponlineempresas/EasyLogin/. Never enter though emails that you have received from other pages or emails.
  • Enter your user ID number.
  • Verify that the image is the same that you received via e-mail; it should be the same that appears on the homepage.
  • Enter the password that you received via e-mail.
  • Change your password (The new password will require at least 8 characters that need to be capital letters, lowercase letters, and numbers , do not use special signs, mathematical, or orthographical such as: ( : *, +, -, /-, $, %, :, !, ", ?, ¿, Ñ, ñ, etc.)
Enter your user ID number, verify that the image is the same that you received via e-mail; it should be the same that appears on the homepage. Enter the password that you received via e-mail, your password (The new password will require at least 8 characters that need to be capital letters, lowercase letters, and numbers , do not use special signs, mathematical, or orthographical such as: ( : *, +, -, /-, $, %, :, !, ", ?, ¿, Ñ, ñ, etc.)
Private Password
Use your private password only with our JEP Online systems. The JEP Cooperative will never ask for your password by email.
  • The created and/ or authorized passwords allow the user to access the electronic services that are offered by the JEP Cooperative they are: private, secret, and non transferable.
  • The user is personally responsible for maintaining their password in an appropiate and secure manner.
  • The Cooperative is not responsible for consequences that could happen due to the use of passwords by a third party or by other people; the user assumes the obligation to guard and maintain their password absolutely confidential.
Security Advice
  • Maintain your password and user information protected. The password is private, it should only be known by their owner.
  • The first time that you use JEP online, the system will ask you to change your password, the password should be at least 8 characters that should include capital and lower case letters and numbers.
  • Secure pages always have a lock image at the bottom of the page, if you don’t see the lock, don’t enter your password. It is not wise to use information in your passwords that other people could know for example: birthdates, telephone numbers, etc.
  • Change your password on a regular basis.
  • Never send your password in text messages, on the internet, on phone calls, keep it a secret. The JEP Cooperative will never ask for this information.

Contact Us

At your service 24 hours.
For further details of JEPOnline service please contact to:
Ing. Jessica Caguana
Phone: 07-4135000 Ext. 10145
Email: jcaguana@coopjep.fin.ec